Our charges and fees
Find out about our charges and fees so you know exactly how much you are paying when you trade with us.
Our financing fees
We apply an overnight financing charge (credit or debit) for positions open at 5pm Eastern Time. View fees.
We do not charge for the receipt of deposits via any method, however, your card issuer or payment provider may charge you a fee.
For more information about depositing funds, visit our deposit funds FAQ page.
Your credit card provider may charge you a transaction fee and international processing fee. Please check with your credit card provider to determine the charges.
It is possible that you may be charged a service fee by your bank when you are depositing funds by debit card to your OANDA account.
Bank wire transfer
Your bank may charge a transaction fee when you deposit funds by bank wire transfer. Please check with your bank to determine the charges.
It is possible that you may be charged a service fee by your provider when you are depositing funds by this method into your OANDA account.
Your provider may charge a transaction fee for using Neteller to deposit funds into your OANDA account.
We do not charge a fee at OANDA for withdrawal by credit or debit cards. Withdrawals by bank wire transfer will incur a fee. You may be charged a fee by your payment processor.
Credit and debit cards
We do not charge a fee for withdrawals to your credit or debit card.
Bank wire transfer
We charge a fee of $20 per transaction for withdrawals. You may also incur bank or any payment intermediary charges.
It is possible that you may be charged a service fee by your provider when you are withdrawing funds by this method.
Your provider may charge you a transaction fee for withdrawals.
Frequently asked questions
How do I fund my OANDA account for the first time?
To initiate your first deposit into your OANDA landing account, simply login to your OANDA portal and on the front page, on the right-hand side, click on "Fund Account".
This takes you to a menu where you can choose your deposit method, or add a new bank account to your available funding methods.
When you have added funds for the first time we will create your first trading account.
How can I withdraw my funds from my OANDA trading account?
You can withdraw by transferring funds from your trading account to your landing account and then requesting a withdrawal. You can withdraw via various means, for example: debit card, credit card, and bank wire transfer.
Please note that withdrawals are subject to our hierarchy rules. If you have deposited funds using multiple methods, you must withdraw the total sum deposited by each means in a set order, for example: first by debit cards, then credit cards followed by wallets (eg. Skrill and Neteller) and finally bank wire transfer. Find out more about how you can withdraw funds from your account.
What are overnight financing charges?
We apply an overnight financing charge (debit or credit) for positions that remain open at 5pm Eastern Time. You can find out what these charges are and how they are calculated on our financing costs page.
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Already have a live trading account? It's easy to fund your account using one of the following payment methods.
What are financing costs?
Financing costs can affect your cost of trading, so it's important to understand how financing works.
Trade without swap or interest
Our swap-free account does not subject your open trades to overnight swap or interest charges/credits.
Depositing and withdrawing funds
It is simple and straightforward to deposit and withdraw funds to and from your OANDA account.