Professional account benefits
Lower margins
Get access to higher leverage on CFDs on major indices, FX pairs and other instruments.
Cash rebates
Receive rebates each month depending on your trading volume.
Cash bonus offers
Earn an extra cash bonus when you open a Professional account. Terms apply.
Experienced relationship managers
To help you with your trading goals.
Premium events
Enjoy sport and lifestyle premium events.
A TradingView plan
A three-month trial of a TradingView premium plan.
Know the risks as a professional trading account holder
Earn a Welcome Bonus
As a new professional trading account holder, you could qualify for a Welcome Bonus of up to $26,000*. All you have to do is deposit funds into your account within the first 30 days and meet the below minimum trading requirements within 90 days.
| Tiers | Deposit account (AUD) | Minimum notional trade volume | Welcome bonus (AUD) |
|---|---|---|---|
| #1 | $5,000 to $29,999.99 | $20,000,000 | $2,000 |
| #2 | $30,000 to $49,999.99 | $50,000,000 | $5,000 |
| #3 | $50,000.00 to $99,999.99 | $100,000,000 | $10,000 |
| #4 | $100,000.00 plus | $350,000,000 | $26,000 |
*Terms apply. See the full terms and conditions of this offer.
Professional vs retail – compare accounts
Having a professional account gives you access to higher leverage and exclusive benefits.
Some standard client protections do not apply – check out the tables below to compare the different features and leverage available.
| Feature | Retail | Professional* |
|---|---|---|
|
|
|
|
|
Leverage and margin |
|
|
|
Maximum available leverage |
Up to 30:1 |
Up to 500:1 |
|
Margin closeout level |
50% |
50% |
|
Benefits and rewards |
|
|
|
Volume-based rebates |
✗ |
✔ |
|
Cash bonus offers |
✗ |
✔ |
|
Sports and lifestyle premium events |
✗ |
✔ |
|
Premium trading tools subscriptions |
✗ |
✔ |
|
Margin relief on SLOs and GSLOs |
✗ |
✔ |
|
Account structure |
|
|
|
Client funds segregation |
✔ |
✔ |
|
Hedging account (hold offsetting positions) |
✗ |
✔ |
|
Client protections and disclosures |
|
|
|
Negative balance protection |
✔ |
✗ |
|
Financial Services Guide (FSG) and Product Disclosure Statement (PDS) |
✔ |
✔ |
|
AFCA compensation and dispute resolution |
✔ |
At AFCA's discretion |
| Asset class | Example instruments (inline) | Retail max | Professional max* |
|---|---|---|---|
|
|
|
|
|
|
Forex CFDs |
|
|
|
|
Major currency |
(EUR/USD, GBP/USD, AUD/USD and more) |
30:1 |
Up to 500:1 |
|
Minor currency |
(EUR/CHF, AUD/CHF, GBP/CHF and more) |
20:1 |
Up to 200:1 |
|
Exotic currency |
(USD/ZAR, USD/CNH, USD/MXN and more) |
20:1 |
Up to 100:1 |
|
Indices CFDs |
|
|
|
|
Major US indices |
(US Nas 100, US SPX 500, US Wall St 30 and more) |
20:1 |
Up to 500:1 |
|
Global indices |
(Australia 200, Germany 30, UK 100 and more) |
20:1 |
Up to 200:1 |
|
Shares CFDs** |
|
|
|
|
Shares |
(Tesla, Amazon, Nvidia and more) | MT5 and OANDA One only |
Up to 5:1 |
Up to 5:1 |
|
Metals CFDs |
|
|
|
|
Gold |
(XAU/USD, XAU/EUR, XAU/AUD and more) |
20:1 |
Up to 500:1 |
|
Silver |
(XAG/USD, XAG/EUR, XAG/GBP) |
10:1 |
10:1 |
|
Other metals |
(Platinum, Palladium, Copper) |
10:1 |
Up to 100:1 |
|
Cryptocurrency CFDs |
|
|
|
|
Bitcoin |
(BTC/USD) |
2:1 |
10:1 |
|
Other cryptocurrencies |
(ETH/USD, LTC/USD and more) |
2:1 |
5:1 |
|
Commodities and energy CFDs |
|
|
|
|
Crude oil |
(WTI, Brent Crude and more) |
10:1 |
Up to 100:1 |
|
Agricultural and soft commodities |
(Corn, Wheat, Sugar and more) |
10:1 |
Up to 50:1 |
|
Bonds and rates CFDs |
|
|
|
|
Government bonds |
(US T-Bond, US 10Y T-Note, Bund and more) |
5:1 |
Up to 50:1 |
*Professional client conditions effective 22 August 2026.
**Shares CFDs are available on MT5 and OANDA One platforms only.
Click here to see full margin rates for all instruments on OANDA professional accounts.
How leverage works on MetaTrader 5 and the universal platform
On these platforms leverage adjusts as your position size grows. Tier boundaries and maximum leverage differ by instrument.
Tiers are additive, not stepped
Margin is calculated separately within each tier band – only the volume in that band attracts that band's rate. A $5M EUR/USD position pays Tier 1 rates on the first $3M and Tier 2 rates on the remaining $2M only.
Cumulative across all open positions
Tiers apply to the combined notional of all open positions in the same instrument, including both directions.
The tables below show conditions for five key markets.
| Tier^ | Cumulative position size (USD notional) | Margin rate | Max leverage | Margin per $100k position |
|---|---|---|---|---|
| EUR/USD (same tiers as AUD/USD and USD/JPY) | ||||
| 1 | Up to $3,000,000 | 0.20% | 500:1 | $200 |
| 2 | $3,000,001 - $6,000,000 | 0.50% | 200:1 | $500 |
| 3 | $6,000,001 - $10,000,000 | 1.00% | 100:1 | $1,000 |
| 4 | Above $10,000,000 | 3.03% | 33:1 | $3,030 |
| AUD/USD (same tiers as EUR/USD and USD/JPY) | ||||
| 1 | Up to $3,000,000 | 0.20% | 500:1 | $200 |
| 2 | $3,000,001 - $6,000,000 | 0.50% | 200:1 | $500 |
| 3 | $6,000,001 - $10,000,000 | 1.00% | 100:1 | $1,000 |
| 4 | Above $10,000,000 | 3.03% | 33:1 | $3,030 |
| USD/JPY (same tiers as EUR/USD and AUD/USD) | ||||
| 1 | Up to $3,000,000 | 0.20% | 500:1 | $200 |
| 2 | $3,000,001 - $6,000,000 | 0.50% | 200:1 | $500 |
| 3 | $6,000,001 - $10,000,000 | 1.00% | 100:1 | $1,000 |
| 4 | Above $10,000,000 | 3.03% | 33:1 | $3,030 |
| Gold (XAU/USD) | ||||
| 1 | Up to $1,000,000 | 0.20% | 500:1 | $200 |
| 2 | $1,000,001 - $5,000,000 | 0.50% | 200:1 | $500 |
| 3 | $5,000,001 - $10,000,000 | 1.00% | 100:1 | $1,000 |
| 4 | Above $10,000,000 | 5.00% | 20:1 | $5,000 |
| US Nas 100 | ||||
| 1 | Up to $1,000,000 | 0.20% | 500:1 | $200 |
| 2 | $1,000,001 - $5,000,000 | 0.50% | 200:1 | $500 |
| 3 | $5,000,001 - $10,000,000 | 1.00% | 100:1 | $1,000 |
| 4 | Above $10,000,000 | 3.03% | 33:1 | $3,030 |
^Tiers are additive: total margin = sum of (notional in each band x that band's margin rate). Tiering applies to the total notional of all open positions in the same instrument, across all trades and both directions.
Click here to see full margin rates for all instruments on OANDA professional accounts.
Examples margin calculations
You hold a total open EUR/USD position of $5,000,000 USD notional. This spans Tiers 1 and 2. Margin is calculated separately for each band:
| Tier | Band | Leverage | Rate | Margin |
|---|---|---|---|---|
| 1 | First $3,000,000 | Tier 1 at 500:1 | 0.20% | $6,000 |
| 2 | Remaining $2,000,000 ($3M-$5M) | Tier 2 at 200:1 | 0.50% | $10,000 |
| = | TOTAL - $5,000,000 | Blended 0.32% | $16,000 |
Effective leverage across the full $5M position: 312.5:1 – margin calculated tier by tier.
You hold a total open US Nas 100 position of $5,000,000 USD notional. This spans two tiers. Margin is calculated separately for each band:
| Tier | Band | Leverage | Rate | Margin |
|---|---|---|---|---|
| 1 | First $1,000,000 | Tier 1 at 500:1 | 0.20% | $2,000 |
| 2 | Remaining $4,000,000 ($1M-$5M) | Tier 2 at 200:1 | 0.50% | $20,000 |
| = | TOTAL - $5,000,000 | Blended 0.44% | $22,000 |
Effective leverage across the full $5M position: ~227.3:1 – margin is calculated progressively across tiers.
Qualifying for our professional trading account
To trade using a professional trading account, you must qualify as either a wholesale client or sophisticated investor based on the specific criteria listed below.
We cannot guarantee you’ll meet the qualifying standards to be a wholesale client or sophisticated investor. If you do qualify, we’ll upgrade you to our professional trading account.
We won’t be able to assess you as a wholesale client or sophisticated investor if you:
Wholesale clients
To qualify as a wholesale client:
Sophisticated investors
To qualify as a sophisticated investor:
Need more information?
To learn more about our professional trading account or how you might qualify as a wholesale client or sophisticated investor, please contact us at sales-anz@oanda.com