
Funding
To initiate your first deposit, simply select the ‘manage funds’ tab after logging in to your OANDA account. This brings you to the ‘My Funds’ page. Using your OANDA account details, you can make deposits, withdrawals and transfers between your accounts with us.
Credit card
We accept credit cards backed by MasterCard and Visa. You may be charged transaction and international processing fees by your card provider for using this method.
Debit card
We accept debit cards backed by MasterCard and Visa.
BPay
It can take up to one to three business days for funds to reflect in your account. You also need to send us a transfer receipt showing the amount you deposited. You can send your BPay transfer receipt to frontdesk@oanda.com.
Online banking
Funding made via online banking transfer is processed between one to three business days. There is no maximum deposit limit, however, your bank may impose a limit per transaction. Your bank may charge a fee. Online banking transfers require a transaction receipt showing the bank account name, bank account details, amount sent, your transfer memo and/or date. Please make sure you send your transfer receipt to frontdesk@oanda.com
Bank wire transfer
It takes one to three business days for funds to be deposited into your account, or up to five days for international bank transfers. Your bank may charge you a fee. There is no minimum or maximum deposit limit. Bank wire transfers require a transaction receipt showing the bank account name, bank account details, amount sent, your transfer memo and/or date. Please send your transfer receipt to frontdesk@oanda.com.
Deposit limits will reset on the first of every calendar month at 00:00 hours (GMT). For more information about depositing funds into your account and the various funding methods we accept, visit our Help Centre.

Withdrawals
You can withdraw funds from your OANDA account via credit/debit card and bank wire transfer. Simply select the ‘Manage Funds’ tab after you log in to your OANDA account. This brings you to the ‘My Funds’ system. Irrespective of funding method, you’ll be able to request a withdrawal to any verified bank account.
These options are available to all clients apart from those that reside in Latin America.
Credit/debit card
It takes up to three business days for funds to be processed into your account. The total amount you can withdraw into your debit card(s) cannot be more than the amount you originally deposited using your debit card(s). Any funds remaining in your account after you have withdrawn the full amount you had originally deposited by credit/debit card (trading profits for example) may instead be withdrawn by online banking/bank wire transfer withdrawal. Your credit/debit card provider may take up to six business days to complete your withdrawal. Credit card withdrawals can incur fees.
Bank wire transfer
To withdraw funds via bank transfer, your bank account details must match your OANDA trading account details. It takes between one to two business days to withdraw funds via bank wire transfer within Australia and up to five business days for international withdrawals. You must confirm that you are the owner of the bank account to which you wish to withdraw funds. You can do this by submitting documentation like a recent bank statement which confirms the name and address registered to the OANDA account owner, along with the account number and bank logo.
To find out more about how you can withdraw funds from your account, visit our Help Centre.
Linking your bank account with OANDA to withdraw funds
You’ll need to create a bank account profile for your new bank account. In the account management portal, click on ‘Manage Funds’, then ‘bank accounts’. Click on ‘+add bank account’ to add a new bank account to your OANDA account. Then add a recent bank statement which confirms the name and address registered to the OANDA account owner, along with the account number and bank logo.
Click on ‘OANDA Trade accounts’ and select the account from which you wish to withdraw. Click ‘withdraw’ and ‘bank transfers’ as the withdrawal method, and then select the bank account to which you would like to withdraw funds. Enter the amount and select 'continue'. You may be charged a fee for withdrawing funds. Find out more about our fees and charges.
Funds can be withdrawn up to the value of the balance of your account, minus the amount of margin needed to maintain the open positions on your account. When requesting a withdrawal, you should ensure that there are sufficient funds remaining in your OANDA account to prevent margin calls on your remaining open positions.
Note: the above information reflects typical processing times for OANDA and its financial institution or card processing provider to complete your withdrawal. Your financial institution or debit card provider may take additional time to complete your withdrawal.
Effortless account opening in minutes.
Go from application to trading in three easy steps:
Fill in our app form
Wait for account activation^
Login, fund and trade
^Subject to meeting our criteria. Additional information/documentation may be requested prior to account activation to establish eligibility.
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