Deposits and withdrawals

It is simple to deposit and withdraw funds to and from your trading account. You can deposit, withdraw and transfer funds between your OANDA sub-accounts from your ‘My Funds’ page. Log in to your account and click ‘Manage Funds’ to view your ‘My Funds’ page.

Hero Funding


You can fund your account using a number of different methods:

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Debit cards

You can deposit funds by debit cards backed by MasterCard or Visa. There is no minimum deposit amount and you can deposit a maximum of 50,000 units of currency per calendar month. Unlimited units if your bank supports ’Verified by Visa' or MasterCard Secure Code. Processing is immediate, and your bank may charge a service fee for debit card deposits.

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Bank wire transfer

It takes one to three business days to deposit funds via domestic wire transfer and up to five business days for international wire transfers. There is no minimum or maximum deposit limit. You may be charged a service fee by your bank and intermediary bank for transferring funds into your OANDA trading account.

For more information about depositing funds into your account and the various funding methods we accept, visit our deposit funds FAQ page.

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You can fund your account using your own personal PayPal account, with funds being sent via e-check. It can take between 2-6 business day for funds deposited via PayPal to be visible on your OANDA account.


You can withdraw funds from your account via a number of different methods.

Please note:

  • We return all funds to source. If, for instance, you deposited using a credit card, you would need to withdraw funds back to that same card.
  • All withdrawals are subject to our hierarchy rules. If you have deposited funds using multiple methods, you must withdraw the total sum deposited by each means in a set order, for example: first by PayPal and then by bank wire transfer. Find out how you can withdraw funds from your account.
Debit Card Icon

Debit cards

The funds will be reflected in your account within one to three business days. Your debit card provider may take additional time to complete your withdrawal. There are no fees for withdrawing funds by debit card.

For more information about withdrawing funds from your trading account, visit our withdraw funds FAQ page.

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Bank wire transfer

You can withdraw funds straight to your bank account via bank transfer.

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We process withdrawals to PayPal accounts. Withdrawals to PayPal accounts are usually processed within one business day.

Ready to start trading? Open an account in minutes

Already have a live trading account? It's easy to fund your account using one of the following payment methods.

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Take a position with OANDA Trade

OANDA Trade can be accessed from your web-browser, tablet and mobile device.

What are financing costs?

Financing costs can affect your cost of trading, so it's important to understand how financing works.

Transparent trading costs

We are upfront about our fees so you know how much you are paying when you trade with us.