Navigating FX volatility with confidence: how OANDA and FXLoader simplify currency management

In today’s volatile markets, finance teams face a growing challenge: how to stay on top of foreign exchange (FX) risk while maintaining accurate, consistent data across global systems.

Exchange rates can shift dramatically in a matter of hours. From surprise policy announcements to geopolitical instability, currency movements are no longer slow and predictable. For any business operating across borders, that means FX risk isn’t just a concern — it’s a daily operational pressure.

To help organisations get ahead of this complexity, OANDA has teamed up with FXLoader to offer a fast, flexible and automated solution. The partnership brings together OANDA’s trusted FX data with FXLoader’s plug-and-play ERP integration — giving finance teams a reliable way to manage currency rates at scale, with minimal manual effort.

When currencies swing unpredictably, even small errors in exchange rate inputs can lead to big consequences. During our recent webinar, OANDA’s CFO Kevin Ryan shared his perspective on the risks businesses are facing — and what finance leaders can do to stay in control.

“Volatility isn’t going away,” Ryan said. “If a company is using inaccurate FX data, they’re making pricing, hedging or reporting decisions based on the wrong inputs. That opens the door to losses, misstatements, and serious compliance risks.”

Inconsistent FX data can affect everything from product pricing to supplier negotiations, financial reporting, intercompany reconciliation and budget planning. And with auditors and regulators now expecting more rigour from finance teams, the margin for error is shrinking.

If rates differ between systems, or are entered manually, teams waste hours chasing discrepancies. Worse, the business may be exposed to unexpected P&L swings simply because the wrong rate was used at the wrong time.

At OANDA, we’ve been providing market-leading FX data since 1997. As one of the world’s largest retail FX platforms, we process billions in daily transactions — which gives us deep visibility into real-time market pricing across more than 38,000 currency pairs, commodities and metals.

This is not aggregated data or guesswork. It’s real market pricing used by:

• The Big Four accounting firms
  
• Government agencies around the world
  
• Major financial institutions
  
• Fortune 500 companies
  
• Global tax authorities

Our rates are trusted, audit-ready, and built to meet the demands of modern finance teams. With over 32 years of historical pricing available and live data delivered throughout the day, we give organisations the confidence to act quickly — without second guessing the numbers.

Of course, having accurate FX data is only half the battle. It also needs to reach your ERP, EPM or treasury system in a consistent, timely, and controlled way.

That’s where FXLoader comes in.

FXLoader connects directly to OANDA’s API and pushes rates automatically into your systems — no spreadsheets, no copy-paste, and no custom development needed. It works with all major platforms, including:

• Oracle EBS, ERP Cloud, JD Edwards and Transportation Management
  
• SAP ECC and S/4HANA (via Market Rates Management)
  
• NetSuite, Workday, PeopleSoft, Salesforce and Zuora

Set-up takes just 30 minutes. From there, it runs in the background, configured to match your exact preferences — currencies, rounding rules, average rates, variance alerts and more.

Need to add new markets or currencies? It’s a few clicks, not a new project. If one of your ERP providers changes their API, FXLoader handles the update for you. It’s a solution that flexes with your business, without placing extra demand on your finance or IT teams.

What sets FXLoader apart is that it’s more than a feed — it’s a complete FX rate management service. You get full logging, automated retries, email notifications, and variance alerts if something doesn’t look right. There’s even a full audit trail showing which rates were pulled, when, and from where.

As OANDA’s Rose Luong, Business Development Manager for FX Data Services, from the Corporate FX Services team explained during the webinar: “FXLoader provides the seamless delivery. OANDA delivers the precision. Together, we help businesses automate currency management and scale international operations with confidence.”

That scale matters. As businesses grow, expand into new regions, or adjust their structures, managing FX rates becomes even more critical — and more complex. Using a manual or fragmented approach only makes that harder. The OANDA–FXLoader partnership gives you a future-proof way to handle it, without adding unnecessary overhead.

If you’re in a CFO or finance leadership role, you’ve likely seen these pain points first-hand: inconsistent exchange rates across entities, painful end-of-month reconciliations, or frustration from auditors digging into spreadsheets and manual overrides.

Kevin Ryan, who previously worked as an auditor at KPMG, knows the scrutiny companies face: “When companies rely on manual FX processes, auditors notice. It creates more questions, more reconciliations, and more testing. But if the data comes from a source they already trust — like OANDA — and it's delivered in a controlled, consistent way, the process becomes smoother for everyone.”

Whether you’re preparing financial statements, forecasting multi-region revenue, or supporting a hedging strategy, getting your FX data right is no longer a nice-to-have — it’s a requirement.

For a deeper look at how CFOs are navigating FX risk, and how OANDA and FXLoader work together in practice, watch the full webinar here. It includes real use cases, risk management tips, and insights from across finance, product and partnerships.

The combination of OANDA’s trusted market data and FXLoader’s flexible automation platform offers finance teams a powerful way to simplify their operations — and reduce risk at the same time.

If your business is still relying on manual processes or juggling FX rates from multiple sources, now’s the time to modernise. With implementation in under an hour and immediate gains in control, visibility and efficiency, it’s a change worth making.

To learn more or request a tailored walkthrough, contact the OANDA FX Data Services team today.