OANDA Money Transfer

Money transfer and international payments made simple

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Send 130 currencies

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Deliver to 170
countries and

Fast and Easy

Fast, easy, and

Real time rates


No hidden fees

hidden fees


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Sign Up

Set up your user name and password



Provide us a few key pieces of information to activate your account


Send Money

Make your transfer

Money transfer
at your fingertips


FX providers make their profit through the “spread”. Our volumes and experience deliver an efficient service and competitive spreads.

Real-time quotes - Screen capture of the FX Spot interface.


Some providers, including banks, offer a conservative exchange rate set once a day. Real-time rates allow you to take advantage of intra-day market movements, which can result in a more competitive rate.

Real-time quotes - Screen capture of the FX Spot interface.


Stay one step ahead by specifying your preferred exchange rate via Market Alerts. We monitor the market and send you an email when your rate becomes available – potentially saving you a considerable amount of money.

Real-time quotes - Screen capture of the FX Spot interface.


We offer a variety of methods to deliver your funds, including direct deposit, ACH, and wire transfers. All fees are quoted upfront prior to confirming your transaction.

Real-time quotes - Screen capture of the FX Spot interface.

Frequently Asked Questions

Can I send from my bank account or card?

OANDA Money Transfer cannot accept payment by cash or credit card; however, we do accept payment via a variety of methods. We choose not to accept payments by credit cards because these companies deduct merchant fees, which would increase the cost of your transaction.

How much does it cost?

Sign up and select your preferred method to get an estimate of fees. We generally will offer a “no fee” transaction for most payments. Charges could apply if you choose wire transfer or EFT as your delivery method.

Which countries can I send from?

OANDA Money Transfer is currently available in the United States of America, Australia, Canada, the United Kingdom, and Germany.

How long does it take?

The delivery time for your transfer varies according to the delivery method you select when booking your transaction.

It only takes minutes to get set up!

*OANDA Money Transfer rates are updated in real-time based on foreign exchange market movement, and are only available for 30 seconds once initially quoted. OANDA Money Transfer send fees, if any, are displayed upfront prior to initiating a transaction. It is possible that a sender’s or recipient’s bank will charge its own fees based on the services it provides to its accountholders and OANDA Money Transfer has no control over, and is not responsible for, such fees. Claims relating to potential savings are applicable to U.S., UK, and Canadian customers only. Substantiation data is obtained monthly by independent mystery shoppers at research firm FXCompared for major banks in the U.S., UK, and Canada across two main currency corridors (i.e. USD-EUR and USD-GBP for the US market). Not all currency pairs are represented in our research and OANDA Money Transfer cannot guarantee your particular currency pair will be less expensive than what your bank charges.

In the United States, services are provided by Custom House USA, LLC (NMLS ID: 906985; MA MT license #: FT906985), doing business as Western Union Business Solutions. For a complete listing of US state licensing, visit http://business.westernunion.com/about/notices/. For additional information about Custom House USA, LLC, visit http://business.westernunion.com/About/Compliance-Legal.

In Canada, services are provided by Custom House (Online) Ltd., doing business as Western Union Business Solutions (WUBS).

Services in the UK are provided by Custom House Financial (UK) Limited (which does business under the trade name of Western Union Business Solutions). Custom House Financial (UK) Limited (registered in England, Company Number 04380026, Registered Office Address: 2nd Floor, 12 Appold Street, London EC2A 2AW) is authorised by the Financial Conduct Authority under the Payment Services Regulations 2009 (Register Reference: 517165) for the provision of payment services and is registered as a Money Service Business with HM Revenue & Customs (Registered No: 12140130).

Services in Australia are provided by Custom House Currency Exchange (Australia) Pty Limited (ABN 95 086 278 659, AFSL 238290) (doing business as Western Union Business Solutions, or “WUBS”), who is the issuer of any financial products referred to on: https://www.oanda.com/money-transfer. A Product Disclosure Statement is available for each of the financial products that WUBS issues and can be obtained here https://www.oanda.com/money-transfer/oanda/en-AU/ProductDisclosure.